Whether in the UK or the US interest rates have come down and not really been handed on. I have a mortgage in its 2nd year of a 5 year fixed rate and its still offering a better deal that most mortgage companies are right now with the rate in the UK at 2%.
So what are you spending this Christmas,are you keeping the purse strings tight, cutting up the credit card and putting coal in the childrens stockings? Are you buying Christmas Pudding and mice pies? Are you having some turkey twizzlers instead of the bird with all it strimmings. OR are you saying what the hell, its a time of goodwill and plenty, of the world turned upside down, so lets splsh out one more time before we all feel like an extra in the BBCs new production of the 1970s series “survivors”.
We have for so long found it hard to reign in and take stock to understand that money is not infinte….hang on I am sounding like a politician now. The Rich don’t seem to be reigning it in,
the bankers still seem to be getting their bonus, so why is it always the people at the lower end of the economic spectrum that have to suffer. ITs what Dickens was writing about in a Christmas Carol.

“The Muppet Christmas Carol” (Hal Leonard Publishing Corporation, Paul Williams)
So I say make sure you have a great Christmas and by all means use some of the fantastic family recipes I have put on this site to put a bit of spice and sparkle back into Christmas 2008
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